Challenges of Electronic Payment System (EPS) and How to Overcome Them: A case Study of United Bank of Africa

Abstract

This paper examines the challenges facing the implementation of digital technology in our university libraries. Data were collected from 68 respondents with the aid of structured questionnaire and analyzed using frequency, percentage, bar chart, and pie chart. The finding shows that the following inhibit the digitization of our university libraries: Insufficient automation system, unskilled manpower, costly acquisition of hardware and software, inconsistent power supply, high cost of telecom services, and inadequate funding. Based on the findings this paper highlights the possible solutions to the above problems, the great benefits of digital technology which is efficient accuracy of library records and all other benefits as well. The resources the technology offers and the maintainable implementation process were also discussed.